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Digital payments and online commerce are growing rapidly across Africa and globally. With this growth comes increased exposure to fraud, payment disputes, and operational risks.
Gitumbi Risk Advisory helps fintech companies, e-commerce platforms, and organizations handling digital transactions reduce fraud, strengthen payment processes, and protect revenue. We focus on practical, actionable solutions that are tailored to each client’s operations. Our goal is to make payment systems safer while keeping business running smoothly.
To build the global standard for secure digital commerce, where payment innovation and operational integrity coexist without compromise.
To empower fintechs and e-commerce platforms with data-driven risk advisory that reduces fraud, protects revenue, and builds lasting consumer trust.
Joyce Gitumbi is a fraud and payment risk professional with over 15 years of experience across financial services, e-commerce, and aviation payments. She specializes in operational fraud prevention, transaction monitoring, dispute management, and payment risk mitigation for digital payment systems.
Throughout her career, Joyce has helped organizations strengthen fraud detection, improve internal controls, and enhance collaboration between operational teams, financial institutions, and payment partners. Her expertise ensures secure digital transactions while protecting revenue and reducing operational risk.
Don’t wait for a breach to define your strategy. Let’s build a foundation that protects your future today.